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EMV Migration Tracker

October 2016

Marking the 1 year anniversary of the October 1, 2015 Liability Shift

EMV Migration Tracker – October 2016

Marking the 1 year anniversary of the October 1, 2015 Liability Shift.
CardFlight presents latest EMV chip card trends and data from October 2015 to September 2016.

The EMV liability shift that took effect on October 1, 2015 provided incentives for both issuing banks and card accepting merchants to upgrade to EMV chip card technology. The CardFlight EMV Migration Tracker assesses the impact of EMV chip card adoption within the payments industry and serves as a resource for other companies to understand how the EMV migration changes their own businesses and the market overall.

Here are some samples of the new statistics about the rollout of EMV chip card technology in the United States based on real data captured from the CardFlight gateway :

  • 78% of cards now contain EMV chips, up from 46% in October 2015
  • American Express leads the way in EMV card issuance, with 96% of their cards now EMV-enabled.
  • 73% of CardFlight merchants are EMV-enabled, more than 2.5x the national average.
  • More than half (56%) of CardFlight transactions in September were EMV “chip on chip”, showing our success in leading consumers and merchants through the EMV migration

For full access to the data – Download the EMV Migration Tracker

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