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July 20, 2016

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CardFlight Releases the Latest Trends on EMV Chip Card Usage in the U.S.

The CardFlight EMV Migration Tracker shows new data on increased use of EMV chip cards among cardholders and merchants.

New York — July 20, 2016 — CardFlight, a mobile point of sale (POS) technology provider, released the latest edition of their EMV Migration Tracker with new data and trends covering EMV chip card usage in the U.S. The report shares insights on EMV chip card use among cardholders and merchants in the United States since the October 1, 2015 liability shift.

The data and trends shown in the latest CardFlight EMV Migration Tracker include:

  • Over 70% of cards being used now contain EMV chips.
  • American Express leads the way in rolling out EMV chip cards, with 94% of American Express transactions coming from cards containing chips.
  • Over 64% of CardFlight merchants are now EMV-enabled, more than 3x the national average.
  • 78% of high average ticket CardFlight merchants ($200+ per transaction) are EMV-enabled, while only 48% of merchants with average ticket sizes below $10 have upgraded.

The EMV liability shift that took effect on October 1, 2015 provided incentives for both issuing banks and card accepting merchants to upgrade to EMV chip card technology. The CardFlight EMV Migration Tracker assesses the impact of EMV chip card migration within the payments industry and serves as a resource for other companies to understand how the EMV migration changes their own businesses and the market overall.

“Since we were one of the first companies to bring an EMV mobile payment solution to the U.S. market, we feel it’s important to collect data and share it with the rest of the industry”, said Derek Webster, Founder & CEO of CardFlight. “We make a difference by offering enterprise companies, merchant acquirers and small business owners a secure way to accept payments, minimizing the risk of lost profits due to EMV-related chargebacks”.

The data presented in CardFlight’s EMV Migration Tracker released July 2016 comes from a sample of hundreds of thousands of transactions processed through the CardFlight payment gateway since the liability shift. These transactions occurred at thousands of merchants in all 50 states from October 2015 to June 2016.

The full version of the CardFlight EMV Migration Tracker can be accessed by visiting:

To learn more about EMV and mobile point-of-sale solutions, sign up for free webinar on Wednesday August 10, 2016 at 2pm ET – hosted by CardFlight.

About CardFlight
CardFlight is a software-as-a-service company offering mobile payments technology and point of sale solutions to enterprises. We offer a Software Development Kit for developers to integrate payments acceptance in their existing app and SwipeSimple, a turnkey mobile solution for Independent Sales Organizations and Merchant Service Providers to offer to their merchants. Our technology platform is EMV chip card enabled with encrypted card readers, and a PCI Level 1 compliant payment gateway supporting all major U.S. processors.

As industry leaders, we take pride in building the latest mobile payments technology and establishing partnerships to enable more companies to accept mobile payments. We have partnered with 15 of the top 60 merchant acquirers in the U.S and are currently working across a variety of verticals with companies like Artsy, Flywheel, Indochino, and Peloton, making mobile point-of-sale easy for our clients and their users. For more info, visit us at


Media Contact:
Filippa Noghani


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